Your Answer to Risk Management and Employee Benefit Services! 

With the insurance marketplace in constant upheaval, it is a challenge to manage the costs and risk associated with significant assets. Financial and Management Services and its staff of professional consultants are ready to assist you to help manage your risk and the escalating costs involved. 

Here are some of the Risk Management and Employee Benefit Services we provide: 

Risk Identification Property-Casualty Issues: 

• Property, 

• General Liability, 

• Auto Liability, 

• Umbrella Coverage, 

• Workers  Comp, 

• Inland Marine 

• Special Risk Coverage 

Employee Benefits Issues including, but not limited to: 

• Group Life Benefits        

• Group Health Benefits        

• Group Dental

• Group Disability Coverage 

• Voluntary Benefits (Including Cafeteria Plan eligible) 

• Preparation of Requests for Proposals 

• Meet with accountable parties or committees to determine needs and concerns while taking into account the experience that may have been encountered with previous carriers and their representatives. 

• Identification of Key Markets Work with local and other agents and brokers to determine if there is a market for the coverage and benefits desired. 

• Solicitation of Proposals - Help determine the appropriate language to place in a Request for Proposals (RFP) to be sent to agents and brokers at the approval of the client. Draft, mail and coordinate the data and informational needs of those responding to the RFP.

• Analyzing Proposals Received

Managing the costs and risk associated with significant assets is a job for professionals. F&MS can, and does, have a staff of effective consultants to assist you in controlling costs and your risk. 

            
We welcome our new clients, the Assumption Parish Police Jury and Waterworks Company.  F & MS will assist the group in managing their group health benefits.

Agents and Company representatives discuss the information needed to quote effectively at the Assumption Parish Police Jury and Water Works District No. 1.
	The clients listen and participate.

	Iberia Parish School Board has been a client for our insurance management program for nearly ten years.
St. Mary Parish School Board has been a client for nearly nine years.
	The Assumption Parish School Board has been a client for both Property-Casualty and Employee Benefits.
Fred spoke at a break out session at the Louisiana School Boards Association in March of 2001.

More Client Activities and Pictures

Special School System Services